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(Available to Washington State Residents Only)
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SUMMARY OF BENEFITS
BALANCE 1500
FOR INDIVIDUALS & FAMILIES
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BALANCE 1500 - LOTS OF COVERAGE - Alliant Plus Network The Balance 1500 Plan - '08 is a comprehensive plan with a lot of coverage. This is a good family plan since maternity care is covered Your deductible is slightly higher than the Balance 1000 plan, but your premium will be lower. But remember, your deductible doesn't apply to preventive care (in- or out-of-network), or to most in-network office visits, so you get a lot of coverage withour your deductible coming into play.
These plans let you choose between the Alliant Plus in-network and out-of-network options, with different levels of coverage. In-network care includes access to the more than 1,000 Group Health doctors and clinicians, and also includes the thousands of contracted community providers and the many doctors who practice with Virginia Mason and The Everett Clinic. Out-of-network care includes services from any other doctor, anywhere with discounted care from First Choice Health and Beech Street providers. Click here to look up a provider.
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Benefits |
Alliant Plus In-Network |
Alliant Plus Out-Of-Network |
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Annual Deductible |
$1,500 per member or $4,500 per family
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Memeber Coinsurance |
30% |
30% |
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Out-Of-Pocket Limit* |
$6,000 per member or $18,000 per family
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Benefits |
No Deductible |
After Deductible, Member Pays |
Office Visits
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$30/visit |
$30/visit |
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Manipulative Therapy
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$30/visit, up to 10 visits PCY** |
$30/visit, up to 10 visits PCY |
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Acupuncture
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$30/visit, up to 8 visits PCY |
$30/visit |
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| Naturopathy |
$30/visit, up to 3 visits PCY |
$30/visit |
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Maternity Care Outpatient prenatal and postpartum visits.
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$30/visit |
$30/visit |
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Mental Health Services
Outpatient: Limit total visits PCY to 12 combined for both in- and out-of-network.
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$30/visit |
$30/visit |
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Lab/X-Ray Services
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Covered in full |
Covered in full |
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Benefits |
After Deductible, Member Pays |
Materinty Care
Delivery & Associated hospital care.
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30% |
30% |
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Mental Health Services Inpatient: Limit total days PCY to 12 combined for both in- and out-of-network.
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30% |
30% |
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Hospital Visits - Inpatient Hospital room and board; inpatient surgery; anesthesia, intensive and coronary care; laboratory tests; radiology services; drugs while in hospital.
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30% |
30% |
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Emergency Care
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$100 + 30% |
$150 + 30% |
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Benefits |
Deductible Does Not Apply |
Preventive Care
For children and adults; including physicals and immunizations, as established in Group Health's preventive care schedule.
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$30/visit |
$30/visit $300 individual/ $600 family annual benefit maximum |
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Prescription Drugs Outpatient: Drugs and medicines that require prescription, including injectables, contraceptive drugs, devices, and supplies. $3,000 annual maximum combined for in- and out-of-network.
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$10 generic 30% brand name 50% non-formulary Mail order: $5 discount for 30-day supply |
$15 generic 30% brand name 50% non-formulary |
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Vision Care $200 hardware benefit per 12 months. Not subject to coinsurance.
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$30 for routine eye exam |
$30 of eye exam fee reimbursed per 12 months |
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* Member coinsurance and emergency care copayment apply to out-of-pocket limit. Deductible does not apply to out-of-pocket limit.
** PCY = per calendar year
Note: This is a summary of benefits. The contents are not to be accepted or construed as a substitute for the provisions of the master policy or agreement. Other terms and conditions apply. Lifetime benefit maximum of $2 million applies to all plans. All plans cover on-the-job-injury-related health care costs for partners, proprietors, or corporate officers who are not covered by a workers' compensation act, subject to the plan's cost shares and benefit limitations.
Coverage provided by Group Health Options, Inc.
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E-mail us for more information and a free quote or CALL TOLL FREE 1-800-875-4490 (in the U.S.)
or 1-253-854-0199 (outside the U.S.) Fax: 1-253-896-9411
Mailing address: Maddock & Associates, 1407 Willow Road E, Suite C, Tacoma, WA 98424
Serving all of Washington at 800-875-4490, Seattle at 206-682-1628, Bellevue at 425-454-6834, Kent at 253-854-0199 and Tacoma at 253-572-3291.
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